AMTIndividual Online Privacy Practices and Principles

Effective 3.24.09

Information Collection & Use

When you visit www.amtindividual.com, we may collect and use information about you from the following categories and sources in the manners described herein:

  • Information we receive when you request reports, newsletters and papers, requires you to provide contact information (such as name and email address). We use this information to contact you about the products on our site in which you have expressed interest.
  • Information we receive when you purchase a product from us, we request certain personally identifiable information from you during the registration process, on our order form. You must provide contact information (such as name, email, and mailing address) and financial information (such as credit card number, expiration date). We use this information for billing purposes and to fill your orders. If we have trouble processing an order, we will use this information to contact you.
  • When you purchase and use our product, personal information from your tax return is collected and allows us to analyze your current situation and provide feedback, strategies and planning specific to you.
  • Survey information collected. We may provide you the opportunity to participate in surveys on our site. If you participate, we may request certain personally identifiable information from you. Participation in these surveys is completely voluntary and you therefore have a choice whether or not to disclose this information. The requested information typically includes contact information (such as name and mailing address), and demographic information (such as zip code). We use this information to enhance our product and customer experience. We will not share the personally identifiable information you provide through a survey with other third parties unless we give you prior notice and choice.
  • Information from Tell-A-Friend, if you choose to use our referral service to tell a friend about our site, we will ask you for your friend’s name and email address. We will automatically send your friend a one-time email inviting him or her to visit the site. AMTIndividual stores this information for the sole purpose of sending this one-time email and tracking the success of our referral program. Your friend may contact us at unsubscribe@amtindividual.com to request that we remove this information from our database.
  • Web technologies. We may collect information through the following Web technologies: We utilize a software technology called "cookies". Internet cookies allow us to customize our Website for you by placing small files on your computer as you visit various components of AMTIndividual.com. Through the use of cookies, we can display only those items that may be of interest to you on a particular site, or make it easier for you to access your account information. In most cases, however, information we collect through Internet cookies does not identify you personally.
  • We also employ a software technology called clear gifs (also known as web beacons), that help us better manage content on our site by informing us what content is effective. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users. Clear gifs and cookies are not tied to user's personally identifiable information.
  • Like most standard Web site servers, AMTIndividual uses log files. Information collected in log files may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks. We utilize this information to analyze trends, administer the site, track user's movement in the aggregate, and gather broad demographic information for aggregate use. This information is not personally identifiable.
Communications from the Site.
  • Customer Service - Based upon the personally identifiable information you provide us, we will send you a welcoming email to verify your username and password. We will also communicate with you in response to your inquiries, to provide the services you request, and to manage your account. We will communicate with you by email or telephone, in accordance with your wishes.
  • Announcements – we will communicate any changes in tax law that impacts you and the product as its intended for use. Generally, you may not opt-out of these communications, which are not promotional in nature. If you do not wish to receive them, you have the option to deactivate your account.
  • Service-related Announcements - We will send you strictly service-related announcements on rare occasions when it is necessary to do so. For instance, if our service is temporarily suspended for maintenance, we might send you an email. Generally, you may not opt-out of these communications, which are not promotional in nature. If you do not wish to receive them, you have the option to deactivate your account.
  • Special Offers and Updates - We will occasionally send you information on products, services, special deals, and promotions. Out of respect for your privacy, you can unsubscribe by emailing customercare@amtindividual.com.
  • Renewal notices - we will send you information on the renewal of your subscription.
  • Reports and newsletters - to receive a report, white paper and/or subscribe to our newsletter(s), we will use your name and email address to send it to you.
Information Sharing and Disclosure

Tax return information that AMTIndividual collects from you is controlled by Section 7216 of the Internal Revenue Code, the Gramm Leach Bliley Act of 1999, certain other laws, and AMTIndividual policies. Any information that is collected from you as part of your customer relationship(s) with AMTIndividual, either online or through a retail office will be governed by the privacy policy in effect at the time you become a customer of the AMTIndividual.

For information collected on www.amtindividual.com (as described above), AMTIndividual may use and disclose such information to the following categories of persons.

  • Uses and Disclosures by AMTIndividual. Where permitted by law, AMTIndividual may use the information collected on this website to make you aware of products and services offered by AMTIndividual and its affiliated companies.
  • Third Parties. We do not share your personal information with non-affiliated third parties for marketing purposes except as permitted by applicable law or with your consent. We do not sell or rent your personal information to third party direct marketers.
  • Affiliates. AMTIndividual may provide information it collects to its affiliates as permitted by law. For example, we disclose information to our affiliates in order to respond to your requests for information or services, or to help limit your receipt of marketing materials you have requested not to receive.
  • Service Providers. Where permitted by applicable law, we may disclose your personal information to service providers who perform business functions on our behalf. We require AMTIndividual service providers to have written contracts that specify appropriate use of your personal information, require them to safeguard your personal information, and prohibit them from making unauthorized or unlawful use of your personal information.
  • Persons Who Request Information for Legal Purposes. We may disclose your information to affiliates or non-affiliated third parties when we have a good faith belief that such disclosure is required by law. This may occur in connection with a court order, legal process, or other judicial, administrative or investigative proceeding that produces a request for information from AMTIndividual.

We may disclose aggregate information compiled using your personal information that does not identify you individually or personally. This may include, for example, the total number of visitors to our Web site from a particular state.

Links to Other Sites

This Web site contains links to other sites that are not owned or controlled by AMTIndividual. Please be aware that we, AMTIndividual, are not responsible for the privacy practices of such other sites.

We encourage you to be aware when you leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information.

This privacy statement applies only to information collected by this Web site.

Access to Personally Identifiable Information

If your personally identifiable information changes, or if you no longer desire our service, you may update or deactivate it by making the change on our member information page or by emailing our Customer Support at customercare@amtindividual.com or by contacting us by telephone or postal mail at the contact information listed on the Contact Us page of www.amtindividual.com.

Security

You can shop at AMTIndividual online with confidence. We have partnered with Authorize.Net, a leading payment gateway since 1996, to offer safe and secure credit card and electronic check transactions for our customers.

The Authorize.Net Payment Gateway manages the complex routing of sensitive customer information through the credit card and electronic check processing networks (see an online payments diagram). The company adheres to strict industry standards for payment processing, including:

  • 128-bit Secure Sockets Layer (SSL) technology for secure Internet Protocol (IP) transactions.
  • Industry leading encryption hardware and software methods and security protocols to protect customer information.
  • Compliance with the Payment Card Industry (PCI) Data Security Standard.

For additional information regarding the privacy of your sensitive cardholder data, please read the Authorize.Net Privacy Policy. www.amtindividual.com is registered with the Authorize.Net Verified Merchant Seal program.

If you have any questions about security on our Web site, you can send email us at customercare@amtindividual.com.

Business Transitions

In the event AMTIndividual goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via email and/or prominent notice on our Web site for 30 days of any such change in ownership or control of your personal information.

Blogs

If you use a bulletin board, blog, or chat room on this Web site, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit in these forums.

Changes in this Privacy Statement

If we decide to change our privacy policy, we will post those changes to this privacy statement, the page, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.

Contact Us

AMTIndividual is a licensee of the TRUSTe Privacy Program. TRUSTe is an independent, non-profit organization whose mission is to build users' trust and confidence in the Internet by promoting the use of fair information practices. This privacy statement covers the site www.amtindividual.com. Because this web site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance by TRUSTe.

If you have questions or concerns regarding this statement, contact AMTIndividual at feedback@amtindividual.com If you do not receive acknowledgment of your inquiry or your inquiry has not been satisfactorily addressed, you should then contact TRUSTe at http://www.truste.org/consumers/watchdog_complaint.php. TRUSTe will then serve as a liaison with the Web site to resolve your concerns.

AMTIndividual
23850 Via Italia Circle
Suite 1006
Bonita Springs, FL 34134